Question 1

What are the requirements for IGSS pension?

Accepted Answer

For men: 60 years of age and minimum 15 years of contributions. For women: 55 years of age and minimum 15 years of contributions.

Question 2

How is the IGSS pension calculated?

Accepted Answer

The average of the last 60 months of salary is taken. The base percentage is 50%, plus 0.5% for each additional year after year 15, with a maximum of 70%.

Question 3

What is IGSS Agreement 1458?

Accepted Answer

Agreement 1458 is the regulation governing the IGSS Disability, Old Age, and Survivors (IVS) program, establishing requirements and formulas for pension calculations.

Question 4

Can I retire before the minimum age?

Accepted Answer

The IGSS allows disability pension if certain medical requirements are met, regardless of age. The old-age pension requires the established minimum age.

Question 5

How much do I contribute to IGSS monthly?

Accepted Answer

Workers contribute 4.83% of their salary to IGSS, while employers contribute 12.67%. The IVS program contribution is part of this total.

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