What is the debt-to-income ratio?

It's the percentage of your monthly income that goes toward debt payments. Lenders use it to assess your ability to repay loans.

What is a good debt-to-income ratio?

Below 36% is considered good. 36-43% is acceptable. Above 43% may make loan approval difficult.

Mortgage, car loans, credit card minimum payments, student loans, and any other recurring monthly debt obligations.

Pay off existing debts, increase income, avoid taking on new debt, or refinance to lower monthly payments.

Calcule sua relação dívida-renda para saber se você se qualifica para empréstimo

Renda mensal bruta

Pagamento de hipoteca/aluguel

Pagamento do carro

Pagamento mínimo cartões

Empréstimos estudantis

Outras dívidas mensais

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