What is the 50/30/20 rule?

The 50/30/20 rule is a budgeting method that suggests allocating 50% of income to needs (rent, food, utilities), 30% to wants (entertainment, shopping), and 20% to savings and investments.

How to create a monthly budget?

Calculate your net monthly income, list all fixed and variable expenses, categorize them into needs and wants, and allocate a percentage to savings. Use the 50/30/20 rule as a starting guide.

How much should I save per month?

It's recommended to save at least 20% of your monthly income. If you're just starting, begin with 10% and gradually increase. Consistency is key.

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