Online Finance Calculators

Calculate Costa Rica aguinaldo with monthly salary, months worked, and additional earnings.

Calculate your aguinaldo (Christmas bonus) under El Salvador labor law

Calculate your aguinaldo (Christmas bonus) under Guatemala labor law

Calculate your aguinaldo (thirteenth month bonus) under Honduras labor law

Find out how much you can save each month based on your real income and expenses

Compare the real cost of renting versus buying a home. Factors in mortgage, appreciation, maintenance costs, and opportunity cost of your down payment.

Calculate your amortization schedule for loans and mortgages with monthly payments

Calculate import duties (DAI), VAT and special taxes for importing products to Guatemala.

Calculate your Bono 14 according to Guatemala's Labor Code. July-June period, proportional to days worked.

Calculate commission, total income, and required sales for an income target.

Convert between major world currencies including Central American currencies

Convert between Guatemalan Quetzales (GTQ) and US Dollars (USD)

Calculate the real monthly cost of hiring an employee in Guatemala with employer contributions, benefits, and reserves.

Calculate real unit cost, waste impact, and suggested price from a target margin.

Estimate how long it takes to pay off your card, total interest paid, and the real total cost of your debt

Calculate Panama thirteenth month by four-month period, including extra earnings and prorated amount.

Calculate fixed asset depreciation using straight-line or declining balance methods

Calculate your employment settlement: severance, aguinaldo, bono 14, and proportional vacation

Calculate hourly rates, project pricing, and profitability for freelancers and independent contractors

Calculate your monthly mortgage payment, total interest, and view the complete amortization schedule

Simulate a Costa Rica mortgage with down payment, rate, term, monthly insurance, and total interest.

Calculate your monthly mortgage payment in Guatemala with real rates from BAM, Banrural, Bantrab, and other Guatemalan banks.

Calculate your overtime pay according to Guatemala Labor Code

Calculate overtime pay according to Guatemala's Labor Code. Includes day, night, and mixed shifts.

Calculate IGSS contributions: employee deduction (4.83%) and employer contribution (12.67%)

Calculate estimated IHSS and RAP deductions in Honduras with editable rates and caps.

Calculate the total cost of importing products to Guatemala: DAI tariff, 12% VAT, customs broker fees and all expenses to your warehouse

Estimate the cost to import a car to Guatemala with CIF, DAI, VAT, customs agent, and registration.

Calculate your full severance package according to Guatemala's Labor Code

Calculate the impact of inflation on the value of money over time

Calculate Nicaragua employee and employer INSS contributions with editable rates and annual projection.

Calculate how your investment will grow with the power of compound interest

Calculate simple interest on your principal: interest earned, total amount, and monthly breakdown

Calculate Costa Rica Income Tax for employees (Hacienda 2024 brackets)

Calculate monthly El Salvador Income Tax (ISR) with AFP, ISSS, and the table effective since May 2025

Calculate Guatemala's Income Tax (ISR) based on your tax regime

Calculate Honduras Income Tax (ISR) using the SAR 2026 progressive table

Calculate Guatemala's Impuesto Único Sobre Inmuebles (IUSI) property tax based on assessed property value

Calculate Guatemala's 12% VAT: add or extract IVA from any amount

Calculate how much you need to save for retirement and whether you are on track to reach your goal.

Estimate Costa Rica employment settlement with severance, notice, vacation, and proportional aguinaldo.

Estimate severance, vacation, proportional Christmas bonus, and unpaid salary in El Salvador.

Calculate your complete severance: indemnification, aguinaldo, bono 14, vacation, and prior notice per Guatemala's Labor Code.

Estimate severance, vacation, thirteenth month, fourteenth month, and notice pay in Honduras.

Estimate Nicaragua employment settlement with seniority, vacation, thirteenth month, and pending salary.

Estimate Panama employment settlement with seniority premium, vacation, thirteenth month, notice, and pending salary.

Calculate profit margin, markup, gross profit, and a recommended sale price for your business.

Calculate how much you need to save each month to reach your financial goal

Compare your current mortgage with refinancing options to determine if you can save money

Calculate your net salary in Guatemala with IGSS, ISR, bono 14, aguinaldo, and vacation deductions.

Calculate how long it will take to pay off your debt and how much you can save with extra payments.

Calculate your estimated IGSS pension based on Agreement 1458 (Disability, Old Age and Survivors)

Calculate the estimated 5% monthly small taxpayer tax and profit after costs.

Calculate the simple and discounted payback period for your investment, with a year-by-year cash flow breakdown.

Calculate complete payroll: employee net salary and total employer cost including IGSS, ISR, aguinaldo, bono 14, and vacation

Calculate capital gains tax when selling real estate in Guatemala

Calculate a sale price from cost, target margin, VAT, and variable fees.

Calculate the monthly payment, total interest, and breakdown for your car loan

Simulate a personal loan in Guatemala with monthly payment, interest, origination fee, insurance, and real total cost.

Calculate the monthly payment, total interest, and view the amortization schedule for your loan

Plan your finances with the 50/30/20 rule: needs, wants, and savings

Calculate your business break-even point: units needed, minimum revenue, and margin of safety

Calculate when to reorder from daily demand, lead time, and safety stock.

Quickly convert between Guatemalan Quetzales (GTQ) and US Dollars (USD) with preset amounts.

Calculate your ideal budget with our free 50 30 20 calculator. Apply the proven 50/30/20 rule: 50% needs, 30% wants, 20% savings and investments.

Calculate your DTI ratio to know if you qualify for a mortgage or loan

Calculate how much family receives in Guatemala when sending dollars, including exchange rate and fees.

Calculate gross and net rental yield for your real estate investment. Includes Cap Rate, payback period, and more.

Calculate your business profitability metrics: gross margin, net margin, ROI, and break-even point

Calculate VAT, ISR withholding, VAT withholding, and estimated net invoice payment in Guatemala.

Calculate the return on investment to evaluate the profitability of your investments and projects

Calculate take-home pay in Costa Rica with editable CCSS, salary income tax, and extra deductions.

Calculate monthly take-home pay in El Salvador with AFP, ISSS, income tax, and extra deductions.

Estimate take-home pay in Honduras with income tax, editable payroll deductions, and extra discounts.

Calculate take-home pay in Nicaragua with INSS, salary income tax, and extra deductions.

Calculate take-home pay in Panama with CSS, educational insurance, income tax, and extra deductions.

Calculate ISSS, AFP, and ISR deductions for workers in El Salvador. Know your net salary instantly.

Calculate how much life insurance you need to protect your family using the DIME method: Debt, Income, Mortgage, and Education.

Calculate your net salary in Guatemala after IGSS and ISR deductions. Includes prorated Bono 14 and Aguinaldo.

Convert your nominal annual rate to effective annual rate (EAR/TEA) based on compounding frequency: daily, monthly, quarterly, and more

Calculate your vacation pay according to Guatemala's Labor Code