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What is body fat percentage?

Body fat percentage indicates what proportion of your total weight is fat tissue. It is a more accurate indicator than BMI for assessing body composition and health risk, because it distinguishes between muscle and fat.

Quick answer (calculator defaults)

A 180 cm man with a 90 cm waist and 40 cm neck gets approximately 18-20% body fat, within the average range (18-24%). The calculator applies the Navy formula with your exact measurements.

Navy method (US Navy)

This calculator uses the United States Navy method, which estimates body fat from circumference measurements:

Men

%Fat = 495 ÷ (1.0324 − 0.19077 × log₁₀(waist − neck) + 0.15456 × log₁₀(height)) − 450

Women

%Fat = 495 ÷ (1.29579 − 0.35004 × log₁₀(waist + hip − neck) + 0.22100 × log₁₀(height)) − 450

Step-by-step example (man)

  1. Height = 180 cm, waist = 90 cm, neck = 40 cm
  2. log₁₀(90 − 40) = log₁₀(50) ≈ 1.699
  3. log₁₀(180) ≈ 2.255
  4. %Fat = 495 ÷ (1.0324 − 0.19077 × 1.699 + 0.15456 × 2.255) − 450 ≈ 18-20%

Body fat categories

Men

| Category | Percentage | |---|---| | Essential fat | 2-5% | | Athlete | 6-13% | | Fitness | 14-17% | | Average | 18-24% | | Obesity | 25%+ |

Women

| Category | Percentage | |---|---| | Essential fat | 10-13% | | Athlete | 14-20% | | Fitness | 21-24% | | Average | 25-31% | | Obesity | 32%+ |

How to measure correctly?
  • Waist: at navel level, without pulling the abdomen in
  • Neck: below the larynx (Adam's apple)
  • Hip: at the widest point of the buttocks
  • Measure in the morning, before eating

Body fat vs BMI

BMI only considers weight and height, without distinguishing muscle from fat. A muscular person can have a high BMI but low body fat. That is why body fat percentage is a better health indicator, although BMI remains useful as a quick screening tool.

How to read the result

Essential fat is the minimum needed to live (2-5% men, 10-13% women); going below it is dangerous. Athlete and fitness ranges reflect athletic body composition; the average range is healthy for most people. If your result falls in obesity, small sustained changes (diet plus exercise) reduce cardiovascular risk.

Limits

The Navy method is an estimate from circumferences, not an exact measurement (like DEXA or hydrostatic weighing). The typical error margin is 3-5 percentage points. This tool is educational; consult a professional for precise assessment.

Frequently asked questions

The waist is measured at navel level without squeezing; the neck, just below the larynx. Measure in the morning before eating and without thick clothing for better accuracy.

For men, 14-24% is considered healthy; for women, 21-31%. Athletes are usually below those ranges.

BMI does not distinguish muscle from fat: a muscular athlete can have a high BMI with low fat. Body fat percentage measures body composition directly.

It is an estimate with a 3-5 percentage point error margin compared to laboratory methods. It is useful for tracking trends: what matters is how your percentage changes over time.

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