Colombia net pay, settlement and prima
Colombia calculators: net salary, labor settlement, prima de servicios, cesantías, withholding, vacation and contributions in Colombian pesos (COP).
Net pay, settlement, prima and cesantías
Most useful in this country
Pay, tax, or settlement first. The rest is below.
At COP 10,000,000 gross the estimated take-home is 8,748,602 (health 4%, pension 4%, FSP and DIAN withholding 2026).
Cesantías + 12% + prima + vacation. Example: COP 2,000,000 / 360 / 180 → COP 4,240,000. Art. 64 separate.
Estimate CST art. 306. Example: COP 2,000,000 × 180 / 360 = COP 1,000,000. Not cesantías or severance.
CST art. 249 + 12% Law 52. Example: COP 2,000,000 × 360 / 360 = COP 2,000,000 plus interest COP 240,000.
CST art. 64. Unjust dismissal: COP 2,000,000 and 2 years (under 10 SMMLV) = 50 days = COP 3,333,333.33. Not cesantías and not a full settlement.
12% Law 52 / Law 50 art. 99 on cesantías already caused. Example: COP 2,000,000 × 360 × 0.12 / 360 = COP 240,000. Paid to the worker, not the fund.
Estimate DIAN payroll withholding: $10,000,000 → $351,398; with dependents $161,401; $20M → $2,454,602.
Tax Code art. 206 no. 10. Wage COP 10,000,000: net base 9,100,000 and 25% = COP 2,275,000, under the monthly 790 UVT cap. Not full withholding.
15 working days (CST 186). COP 2,000,000 and 360 days → COP 1,000,000 (÷720). No transport allowance.
CST 168: +25% day, +75% night. Default 10 daytime hours → COP 137,362.60. Hour ÷182.
Calculate IBC, health 4%, pension 4% and FSP: $10,000,000 → $900,000; integral $25M → $1,575,000; min. wage → $140,072.
Personal-services contract: 40% contribution base, 12.5% health, 16% pension and class-I ARL. UGPP example: $5,000,000 → $580,440.
Wage + 12% pension + 4% CCF + ARL + benefits + allowance. ET 114-1. Default COP 2,000,000 → COP 3,060,208.44.
2026 allowance (Decree 1470): $1,750,905 → $249,095; 2 SMMLV cap $3,501,810 → $249,095; $3,501,811 → $0. Not salary.
CST 168.1: +35% on the daytime hour. 8 ordinary night hours → COP 30,769.20. Not overtime +75%.
CST 179: 90% from 1 Jul 2026. 8 Sunday hours → COP 79,120.88. Not Mexico’s 25% Sunday premium.
UVT $52,374. Convert a taxable base to UVT and estimate art. 383 withholding. Default $6,825,000 → $351,398.
Pension Solidarity Fund at COP 10,000,000 (5.7 SMMLV) is 1% = COP 100,000. From 4 minimum wages. Not the 4% pension.
95 UVT × COP 52,374 = COP 4,975,530. Art. 383 ET. A COP 4,000,000 taxable base is still below. Not the full net-pay table.
Quick answer: $50,000 at 18% for 3 years = $1,807.62/mo · $15,074.31 interest · $65,074.31 total (French PMT schedule).
Split net income with 50/30/20 or 70/20/10. Example $10,000 → $2,000/month savings ($24,000/year).
See how long debt takes to clear with and without extra payments, and how much interest you save.
Estimate months to pay off your card, total interest, and full cost from balance, APR, fixed payment, and fees
Calculate DTI from gross income and monthly payments to see loan or mortgage capacity
Calculate percentages quickly: find the percentage of a number, calculate percentage changes, and apply increases or discounts
Calculate the difference between two dates or add/subtract days, months, and years.
Solve proportions with simple (direct and inverse) and compound rule of three
Frequently asked questions
What each tool covers, and what is not official.
What calculators are available for Colombia?
Start with net salary, labor settlement, prima de servicios and cesantías. There are also cesantías interest, unjust-dismissal indemnity, 25% exempt income, withholding, vacation, overtime, IBC, independent contributions, employer cost and transport allowance. All of them are free and the result stays on the page.
Where can I calculate my net salary in Colombia?
Use the Colombia net salary calculator: enter pay to see health, pension and withholding when it applies. Withholding tax and the withholding threshold live on their own pages.
What is the difference between settlement, prima and cesantías?
Settlement estimates the close when the job ends. Prima de servicios covers the semester (June and December). Cesantías accrue over the year and go to the fund. Each tool shows only its line item.
Are these official DIAN or Ministry of Labor figures?
No. They are educational estimates. The official amount depends on your contract, your IBC and the institution. Confirm with your employer, an accountant, DIAN or the Ministry of Labor.
Are there worked examples besides the calculators?
Yes. Below the cards there are payroll, prima, cesantías and withholding notes that use the same engine. Start with net salary or settlement, then open the guide if you want the breakdown.