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Finance

Online Finance Calculators

Free calculators for loans, taxes, salary, debt, budgeting, profitability, and personal finance.

Finance
El Salvador Aguinaldo (Christmas Bonus) Calculator
Calculate your aguinaldo (Christmas bonus) under El Salvador labor law
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Guatemala Aguinaldo (Christmas Bonus) Calculator
Calculate your aguinaldo (Christmas bonus) under Guatemala labor law
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Honduras Aguinaldo (Christmas Bonus) Calculator
Calculate your aguinaldo (thirteenth month bonus) under Honduras labor law
Finance
Monthly Savings Calculator
Find out how much you can save each month based on your real income and expenses
Finance
Rent vs Buy Calculator
Compare the real cost of renting versus buying a home. Factors in mortgage, appreciation, maintenance costs, and opportunity cost of your down payment.
Finance
Amortization Calculator
Calculate your amortization schedule for loans and mortgages with monthly payments
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Guatemala Import Duty Calculator
Calculate import duties (DAI), VAT and special taxes for importing products to Guatemala.
Finance
Bono 14 Calculator Guatemala
Calculate your Bono 14 according to Guatemala's Labor Code. July-June period, proportional to days worked.
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Currency Converter
Convert between major world currencies including Central American currencies
Finance
Quetzales to Dollars Converter
Convert between Guatemalan Quetzales (GTQ) and US Dollars (USD)
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Credit Card Payment Calculator
Estimate how long it takes to pay off your card, total interest paid, and the real total cost of your debt
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Asset Depreciation Calculator
Calculate fixed asset depreciation using straight-line or declining balance methods
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Guatemala Severance Calculator - Benefits and Final Pay
Calculate your employment settlement: severance, aguinaldo, bono 14, and proportional vacation
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Freelance Pricing Calculator
Calculate hourly rates, project pricing, and profitability for freelancers and independent contractors
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Mortgage Calculator
Calculate your monthly mortgage payment, total interest, and view the complete amortization schedule
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Guatemala Mortgage Calculator
Calculate your monthly mortgage payment in Guatemala with real rates from BAM, Banrural, Bantrab, and other Guatemalan banks.
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Guatemala Overtime Pay Calculator
Calculate your overtime pay according to Guatemala Labor Code
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Guatemala Overtime Calculator - Pay by Work Shift
Calculate overtime pay according to Guatemala's Labor Code. Includes day, night, and mixed shifts.
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IGSS Guatemala Calculator
Calculate IGSS contributions: employee deduction (4.83%) and employer contribution (12.67%)
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Guatemala Import Cost Calculator
Calculate the total cost of importing products to Guatemala: DAI tariff, 12% VAT, customs broker fees and all expenses to your warehouse
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Severance Pay Calculator Guatemala
Calculate your full severance package according to Guatemala's Labor Code
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Inflation Calculator
Calculate the impact of inflation on the value of money over time
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Compound Interest Calculator
Calculate how your investment will grow with the power of compound interest
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Simple Interest Calculator
Calculate simple interest on your principal: interest earned, total amount, and monthly breakdown
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Costa Rica Income Tax (ISR) Calculator
Calculate Costa Rica Income Tax for employees (Hacienda 2024 brackets)
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El Salvador Income Tax (ISR) Calculator
Calculate El Salvador's Income Tax (ISR) with AFP and ISSS deductions
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Guatemala Income Tax (ISR) Calculator
Calculate Guatemala's Income Tax (ISR) based on your tax regime
Finance
Honduras Income Tax (ISR) Calculator
Calculate Honduras Income Tax (ISR) using current tax brackets
Finance
IUSI Guatemala Calculator
Calculate Guatemala's Impuesto Único Sobre Inmuebles (IUSI) property tax based on assessed property value
Finance
Guatemala VAT Calculator 12% - Add or Remove IVA
Calculate Guatemala's 12% VAT: add or extract IVA from any amount
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Retirement Calculator
Calculate how much you need to save for retirement and whether you are on track to reach your goal.
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Guatemala Severance Calculator
Calculate your complete severance: indemnification, aguinaldo, bono 14, vacation, and prior notice per Guatemala's Labor Code.
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Savings Goal Calculator
Calculate how much you need to save each month to reach your financial goal
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Mortgage Refinance Calculator
Compare your current mortgage with refinancing options to determine if you can save money
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Guatemala Payroll Calculator
Calculate your net salary in Guatemala with IGSS, ISR, bono 14, aguinaldo, and vacation deductions.
Finance
Debt Payoff Calculator
Calculate how long it will take to pay off your debt and how much you can save with extra payments.
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IGSS Pension Calculator Guatemala
Calculate your estimated IGSS pension based on Agreement 1458 (Disability, Old Age and Survivors)
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Payback Period Calculator
Calculate the simple and discounted payback period for your investment, with a year-by-year cash flow breakdown.
Finance
Guatemala Payroll Calculator
Calculate complete payroll: employee net salary and total employer cost including IGSS, ISR, aguinaldo, bono 14, and vacation
Finance
Guatemala Capital Gains Calculator
Calculate capital gains tax when selling real estate in Guatemala
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Car Loan Calculator
Calculate the monthly payment, total interest, and breakdown for your car loan
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Personal Loan Calculator Guatemala - Payment and Interest
Simulate a personal loan in Guatemala with monthly payment, interest, origination fee, insurance, and real total cost.
Finance
Loan Calculator
Calculate the monthly payment, total interest, and view the amortization schedule for your loan
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Monthly Budget Calculator
Plan your finances with the 50/30/20 rule: needs, wants, and savings
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Break-Even Point Calculator
Calculate your business break-even point: units needed, minimum revenue, and margin of safety
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Quetzales to Dollars Converter - GTQ to USD Calculator
Quickly convert between Guatemalan Quetzales (GTQ) and US Dollars (USD) with preset amounts.
Finance
50 30 20 Calculator - Free Budget Calculator for Personal Finance
Calculate your ideal budget with our free 50 30 20 calculator. Apply the proven 50/30/20 rule: 50% needs, 30% wants, 20% savings and investments.
Finance
Debt-to-Income Ratio Calculator
Calculate your DTI ratio to know if you qualify for a mortgage or loan
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Rental Yield Calculator
Calculate gross and net rental yield for your real estate investment. Includes Cap Rate, payback period, and more.
Finance
Business Profitability Calculator
Calculate your business profitability metrics: gross margin, net margin, ROI, and break-even point
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ROI Calculator
Calculate the return on investment to evaluate the profitability of your investments and projects
Finance
ISSS El Salvador Calculator
Calculate ISSS, AFP, and ISR deductions for workers in El Salvador. Know your net salary instantly.
Finance
Life Insurance Needs Calculator
Calculate how much life insurance you need to protect your family using the DIME method: Debt, Income, Mortgage, and Education.
Finance
Net Salary Calculator Guatemala
Calculate your net salary in Guatemala after IGSS and ISR deductions. Includes prorated Bono 14 and Aguinaldo.
Finance
Effective Annual Rate (EAR) Calculator
Convert your nominal annual rate to effective annual rate (EAR/TEA) based on compounding frequency: daily, monthly, quarterly, and more
Finance
Guatemala Vacation Calculator
Calculate your vacation pay according to Guatemala's Labor Code