Finance
Mortgage Refinance Calculator
Compare your current mortgage with refinancing options to determine if you can save money
Financial calculators
Calculate take-home pay, taxes, benefits, loans and savings. Choose your country’s rules or a personal finance tool.
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General
Finance
Debt payoff calculator: timeline and extra payments
See how long debt takes to clear with and without extra payments, and how much interest you save.
Finance
Early Loan Payoff: save ~$829.87 and 9 months
Compare minimum vs extras: defaults $10,000 at 18% × 36 months + $100/mo → ~$829.87 interest and 9 months saved.
Finance
Payback period: $100,000 · $25,000/yr = 4 years (disc. 5.37)
With a $100,000 investment, $25,000 annual cash flow and 10% discount rate you recover in 4 simple years or 5.37 discounted (NPV $53,614 · PI 1.54).
Finance
Sale price with VAT: $70 · 35% = $126.45 final (pre-VAT $112.90)
Calculate a sale price from cost $70, 35% margin, 12% VAT, and 3% fees → final $126.45. Keep tax separate from profit.
Finance
Car Loan: Payment Q3,950.08 (Q150k @ 12%/48 mo)
Calculate your auto loan payment. Defaults Q150,000 at 12% for 48 months → Q3,950.08/mo and interest Q39,603.84.
Finance
Guatemala personal loan: payment and total cost
Estimate monthly payment, origination fee, insurance, total cost, and approximate APR for a personal loan in Guatemala with quetzal examples.
Finance
Loan: $50,000 at 18% → $1,807.62/mo
Quick answer: $50,000 at 18% for 3 years = $1,807.62/mo · $15,074.31 interest · $65,074.31 total (French PMT schedule).
Finance
Monthly Budget Calculator: 50/30/20 Needs, Wants & Savings
Split net income with 50/30/20 or 70/20/10. Example $10,000 → $2,000/month savings ($24,000/year).