Finance
Safe Withdrawal: $1,000,000 at 4% → $40,000/year
Turn a portfolio into an annual and monthly withdrawal at a chosen SWR. Educational 4% / Trinity framing — not a guarantee the money lasts.
Financial calculators
Calculate take-home pay, taxes, benefits, loans and savings. Choose your country’s rules or a personal finance tool.
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Pick your country to quickly find salary, tax, benefits, credit, travel, and utility calculators.
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Finance
Life Insurance Needs Calculator
Calculate how much life insurance you need to protect your family using the DIME method: Debt, Income, Mortgage, and Education.
Finance
EAR Calculator: 12% nominal monthly = 12.68% effective
Convert nominal APR to EAR/APY by compounding frequency. Defaults: 12% monthly → EAR 12.6825%, period rate 1%
Finance
Years to FI: 50% savings rate from $80k income
Estimate years to financial independence from income, expenses or savings rate, current portfolio, and a real return. Default lock: $80k / $40k → 50% savings rate.