Finance
Peru CTS withdrawal 2026: S/10,000 → S/10,000 (100% through 31 Dec)
Law 32322: 100% of the balance through 31 December 2026. From 2027 art. 42 leaves 50%, except cancer or a terminal illness.
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Peru
Finance
Peru SENATI: S/2,500 → S/18.75/month
SENATI employer contribution (Law 26272): 0.75% of industrial payroll. S/2,500 → S/18.75/month (S/225/year).
Finance
Peru net salary 2026: S/2,500 AFP Habitat → S/2,179
Subtract ONP 13% or AFP 10% + fee + 1.37% insurance (SBS 2026-09). EsSalud is paid by the employer.
Finance
Peru profit sharing 2026: S/2,500 in retail 8% → S/4,000
Estimate your share (D.Leg. 892): 50% days + 50% pay, capped at 18 monthly salaries.
Finance
Peru vacation pay 2026: S/2,500 → S/2,916.67
Estimate 30 days of rest, truncated vacation (twelfths and thirtieths), or the art. 23 indemnity if you did not take the leave.
Costa Rica
Finance
Costa Rica CCSS: ₡650,000 → ₡69,355 employee · ₡173,355 employer
Calculate Costa Rica CCSS: ₡650,000 × 10.67% = ₡69,355 employee; employer 26.67% = ₡173,355; total ₡242,710/mo (₡2,912,520/yr).
Finance
Costa Rica severance: ₡750,000 × 3y 6m → ₡1,762,500
CR cesantía sums days per year (19.5+20+20.5+½×21 = 70.5). ₡750,000 → ₡1,762,500. Trap: 3.5×20.5 = 71.75 days (₡1,793,750).
Finance
Costa Rica employer cost
₡650,000 → ₡902,799.44 (CCSS 26.67%, aguinaldo 1/12, vacation 14/360). Not GT 12.67% or HN 14th month.
Finance
Costa Rica overtime calculator
Estimate daytime overtime at 50% surcharge (8-hour day) from monthly salary in colones.