Colombia retirement: woman 40 + 500 weeks → age 57

1,300 weeks + age 57/62 (Law 100 of 1993). At 40 with 500 weeks you retire at 57.

Inputs

Enter values to calculate

Results

Estimated retirement age

57

Missing weeks

800

Years left

17

Average-premium regime. Assumes continuous contributions.

Law 100 of 1993 art. 33 (Law 797/2003). Assumes continuous contributions. Not pension advice.

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Requires 1,300 weeks + age 57 (women) / 62 (men) (Law 100 of 1993, art. 33). You must meet both requirements.

Woman aged 40 with 500 weeks: retires at 57.

Calculate when I retire →

Formula

Old-age pension

max(minimum age − age, (1,300 − weeks) / 52)

Item	Value
Missing weeks	800 (15.4 years)
Years by age	17
Binding	age → 57

Common mistakes

Thinking only weeks matter (age is also required).
Not contributing continuously (the estimate assumes continuity).
Mixing average-premium with individual savings (different rules).

Age rules → 62.

No. Educational estimate. Check with your pension fund.

Informational estimate

Educational content, not pension advice. Law 100 of 1993.