What IMSS pays while you cannot work
The subsidy is not full pay, except for a work risk. Daily SBC is monthly ÷ 30.
On a $15,000 SBC and 10 days of ordinary illness: 7 days at 60% = $2,100. A work risk would be $5,000 from day 1.
| Type | Starts | % | 10 days at $15,000 |
|---|---|---|---|
| Ordinary illness (arts. 96 and 98) | Day 4 | 60% | $2,100 |
| Work risk (art. 58-I) | Day 1 | 100% | $5,000 |
| Ordinary illness, 3 days | — | 60% | $0 |
payable = max(days − wait, 0) // wait = 3 or 0 subsidy = payable × (monthly_SBC / 30) × rate
v1 caps at 52 weeks (364 days). It does not check contribution weeks (art. 97) or permanent pensions.
Related
LSS does not require that for ordinary illness. Some contracts do; this tool does not add it.