Can I retire under IGSS yet?
Beyond the pension amount, people ask: do I meet age and contribution rules? This tool focuses on eligibility (age + monthly contributions) and, if you enter an average salary, projects a monthly amount with the same educational model as the pension calculator.
Old-age pension requirements under IGSS Agreement 1124: 240 monthly contributions (= 20 years) and a minimum age of 60, the same for men and women. The pension is 50% of the last-60-months average (capped at Q9,000) + 0.5% per extra 6 months beyond the first 120 months, capped at 80%. People affiliated before 2011 may fall under a transitional scale; confirm with IGSS.
Inputs
| Field | Why it matters | |---|---| | Current age | Do you meet the age-60 rule? | | Years or months (cuotas) contributed | Do you reach 240 contributions / 20 years? | | Last-60-months average (optional) | Projects estimated monthly pension |
You can enter years or your monthly contributions directly (12 per year; 240 contributions = 20 years).
How the amount is projected
% = min(50% + 0.5% × (months contributed − 120) ÷ 6, 80%)
Monthly pension ≈ % × last-60-months average (capped at Q9,000)
If you are not eligible yet, the tool shows how many contributions or age years you still need.
Related calculators
YMYL notice
Educational estimate only, not pension advice. Real requirements, transitional scales, and amounts are confirmed by IGSS with your official contribution history. Sources: IGSS portal and Agreement 1124 (IVS Regulation). Verified: 2026.
FAQ
240 monthly contributions (20 years) for anyone turning 60 from June 2014 onward. Members affiliated before 2011 may fall under a transitional scale of 180 to 240 contributions; confirm your case with IGSS.
No. The minimum age for the old-age pension is 60 for both men and women under the current Agreement 1124.
Enter your total years/contributions. IGSS consolidates the official history.
Check gaps in your IGSS statement and plan the missing months; the tool shows the shortfall in monthly contributions. Contributions can be completed up to the date you request the benefit.