How much is due when you leave?
A private-regime settlement in Peru adds three truncated benefits: CTS for the current semester, the July/December bonus for the current semester, and vacation for the unfinished record. SUNAFIL requires payment within 48 hours of termination.
With S/ 2,500, last bonus S/ 2,500 and 4 months in each bucket (EsSalud):
- Truncated CTS: S/ 972.22 (computable pay 2,916.67 × 4/12)
- Truncated bonus + 9%: S/ 1,816.67
- Truncated vacation: S/ 833.33 (10 days)
- Total: S/ 3,622.22
- Deadline: 48 hours from termination
Formula
CTS = (salary + allowance + last bonus ÷ 6) × months/12 + RC × days/360
Bonus = (salary + allowance) × months/6 Extra = bonus × 9% (EsSalud) or 6.75% (EPS)
Vacation = (salary + allowance) × months/12
Total = CTS + bonus + extra + vacation
Truncated gratification does not add one-sixth to itself (S.D. 005-2002-TR art. 5). That sixth only enters CTS (TUO D.Leg. 650 art. 18). Truncated vacation is 2.5 days per month of the unfinished record (D.Leg. 713).
Worked example
- CTS computable pay: 2,500 + 2,500 ÷ 6 = S/ 2,916.67
- CTS 4 months: 2,916.67 × 4 ÷ 12 = S/ 972.22
- Bonus 4 months: 2,500 × 4 ÷ 6 = S/ 1,666.67 + 9% S/ 150 = S/ 1,816.67
- Vacation 4 months: 2.5 × 4 = 10 days → 2,500 × 4 ÷ 12 = S/ 833.33
- Total: S/ 3,622.22
Scenario table (same engine)
| Salary | Months | CTS | Bonus + 9% | Vacation | Total |
|---|---|---|---|---|---|
| S/ 2,500 (+ bonus S/ 2,500) | 4 | S/ 972.22 | S/ 1,816.67 | S/ 833.33 | S/ 3,622.22 |
| S/ 3,600 (no bonus) | 3 + 15 CTS days | S/ 1,050.00 | S/ 0.00 | S/ 0.00 | S/ 1,050.00 |
| S/ 2,400 | 3 bonus months only | S/ 0.00 | S/ 1,308.00 | S/ 0.00 | S/ 1,308.00 |
Out of scope
- Unjustified-dismissal severance: 1.5 salaries per year, capped at 12 (SUNAFIL). Only if the dismissal has no just cause.
- CTS already deposited at the bank: released with the termination certificate, not recalculated here.
- Habitual overtime (≥3 months): add it to the salary input.
MTPE — social-benefits settlement. SUNAFIL — 48 hours and requirements. Referential MTPE calculator. Educational estimate, not an official payroll.
Truncated CTS, truncated bonus + 9% and truncated vacation. With S/ 2,500 and 4 months the total is S/ 3,622.22. Paid within 48 hours.
Yes. S.D. 005-2002-TR art. 5 pays complete months and Laws 29351/30334 add 9% or 6.75%. CTS does not.
Out of scope. SUNAFIL calculates it separately (1.5 salaries/year, cap 12) only for arbitrary dismissal.